Juzt Digital Credit Card FAQs

Yes, set-up and maintenance fees are associated with the Juzt Digital Credit Card. Here's a detailed breakdown of what you need to know:

• Annual Fee: A standard annual fee of $99 will be billed to your account when your card is opened. This fee is non-refundable and will be deducted from your available credit, so it’s important to remember this when planning your spending.
• Monthly Maintenance Fee: During the first year, there is no monthly maintenance fee, giving you time to fully explore and utilize the card's benefits without extra charges. Starting in the second year, a maintenance fee of $10 per month will be applied, totaling $120 annually. This fee will be billed to your account at the beginning of each month.
• Virtual Card Fee: If you request a digital credit card to use before your physical card arrives, a $50 fee will be applied. This fee is charged against your initial available credit limit and allows you to enable your digital card through our mobile application after completing identity verification. The digital card is a convenient option that lets you start using your credit line immediately without waiting for the plastic card to arrive in the mail.
• Important Note: Be aware that some of these fees will be charged upfront before you begin using your credit card, which will reduce your initial available credit. For instance, if your starting credit limit is $400, your available credit limit after the annual fee and the virtual fee will be $251. This means you’ll start with a reduced credit limit, so budgeting accordingly is recommended.

These fees allow us to provide robust features and services, such as real-time transaction alerts, fraud protection, and seamless digital integration through our mobile app, ensuring a convenient and secure credit experience.