BUILD CREDIT

The new way to build credit with the Juzt Digital Credit Card

With the Juzt Digital Credit Card, you can start building your credit history with every purchase you make simply by paying on time and keeping your credit utilization low.

SIMPLE. FAST. SECURE.

How do you build credit with Juzt Digital Credit Card?

Using your Juzt Digital Credit Card responsibly can help you build our credit history.

Here’s how:

Pay On Time

On-time payments are crucial. Your payment history affects 35% of your credit history. Use your Juzt Digital Credit Card for everyday purchases and pay your bill in full each month to boost your credit profile.

Keep Your Balance Low

Use less than 30% of your available credit to keep your credit utilization low, which accounts for 30% of your credit history.

Monitor Your Progress

Use the Juzt App to track your credit-building journey, manage your spending, and keep track of due dates.

YOUR JUZT CREDIT BUILDING JOURNEY

Your path to a stronger financial future.

Why Building Credit Matters

Building a solid credit history could open doors to better financial opportunities. With a better credit history, you can have access to lower interest rates, qualify for loans, and even get approved for higher credit limits. The Juzt Digital Credit Card is designed to help you on this journey, providing the tools and support you need to succeed.

Start Building Your Credit Today

Take control of your financial future. Apply for the Juzt Digital Credit Card and start building your credit with every purchase. With Juzt, you’re not just getting a credit card - you’re gaining a tool to help you achieve financial independence.

EMPOWER YOUR CREDIT BUILDING WITH JUZT

Why Do You Need the Juzt Digital Credit Card for Credit Building?

Designed for Building Credit: Use responsibly and make on-time payments. Missed or late payments may negatively impact your credit history.
Unsecured Credit Card: No deposit is required. Start building credit history without tying up your money.
Fast and Easy Application: Apply online in minutes with real-time decision.
Global Acceptance: Use your Juzt Digital Credit Card anywhere Mastercard is accepted.
Comprehensive Reporting: Your payment history is reported to the Equifax credit bureau, helping you build credit faster.
Flexible Credit Limit: Starting limit of $400, with opportunities to increase based on your creditworthiness, payment history, and usage patterns.
Digital Convenience: Manage your card and monitor your progress through our user-friendly app.

Ready to begin your credit-building journey?

Apply for the Juzt Digital Credit Card and take the first step towards a brighter financial future.

Ready to Begin Your Credit Building Journey?

Apply for the Juzt Credit Card now and take the first step towards a brighter financial future.

Apply Now

Build Your Credit with the Juzt Digital Credit Card

If you have low or no credit, the Juzt Digital Credit Card is a great way to start building your credit history.

Boost Your Creditworthiness Over Time

The longer you maintain a healthy credit history, the more lenders will see you as a reliable borrower. Using your Juzt Digital Credit Card responsibly can help you build a solid credit history, demonstrating your ability to manage credit effectively.

Age of Credit Matters

While opening a new credit card might slightly lower your average credit history length initially, don’t worry. Over time, as you consistently make on-time payments and keep your account in good standing, your credit history can improve. This will show lenders that you can responsibly manage credit products like the Juzt Digital Credit Card.

FAQs

Looking for Answers?

Here’s everything you need to know about our Juzt as a credit builder.

What are Juzt’s Top Tips for Building Credit?

1. Make On-Time Payments

Paying your Juzt Credit Card bill on time is crucial. It’s the most critical factor in your credit history, accounting for 35%*.

2. Keep Your Credit Utilization Low

Aim to use less than 30% of your available credit. This will help maintain a low credit utilization ratio, which will positively impact your credit history. We have provided you with an automated service “SmartPay” to help you keep that utilization percentage low.

3. Use Your Juzt Credit Card Regularly

Regular use of your Juzt Credit Card, even for small purchases, keeps your account active and ensures your payment history is reported to the credit bureaus.

4. Avoid Applying for Multiple Cards at Once

Each credit application results in a hard inquiry on your credit report, which can temporarily affect your credit history. Apply only when necessary.

5. Automatic Payments

Set up automatic payments to ensure you get all the due dates. Paying on time is the most critical factor in building your credit.

*Source: How Payment History Impacts Your Credit Score | myFICO

Should I apply for the Juzt unsecured credit card now?

Depending on your financial situation, you can skip a secured credit card, which requires a security deposit, and go straight to an unsecured card. Here are a few scenarios where applying for an unsecured credit card could be the right choice:

No Credit History: If you’re starting to build credit and don’t have any credit history, Juzt unsecured credit card is designed specifically for people in your situation.
Previous Bankruptcy: : Even if you’ve had a bankruptcy in the past (more than 24 months), unsecured credit cards may help you rebuild your credit with responsible use.

Carefully assess your financial situation and credit history before deciding which credit card type is best for you.

Do I need a security deposit to start building credit with the Juzt Digital Credit Card?

No deposit is required. The Juzt Credit Builder Card is unsecured, so you can start building credit without tying up your funds.

Can my credit limit increase with the responsible use of the Juzt Credit Builder Card?

By using the Juzt Credit Builder Card responsibly, you may qualify for credit limit increases, helping you further enhance your financial flexibility.