Juzt Digital Credit Card FAQs

The Juzt Digital Credit Card application process is quick, easy, and fully digital, so you’ll have a smooth journey from start to finish. Here’s a step-by-step guide:

1. Pre-Approval: Start with a quick pre-approval step that won’t affect your credit score. So you can check your eligibility without a hard credit inquiry on your credit report. In under 2 minutes, you’ll know if you can proceed.
2. Application: Once pre-approved, you must complete the full application form. This part requires you to provide basic personal and financial information, such as your income and employment details, so that we can confirm your eligibility.
3. Verification: Our system instantly verifies the information you provide. Sometimes, you may need to undergo an identity verification process. This involves uploading a clear photo of your government-issued ID and a selfie to confirm your identity securely.
4. Decision: Once you’ve completed your application, we’ll run a hard credit inquiry as part of the final approval process. This thorough check ensures your application is reviewed correctly. You’ll get an instant decision within seconds - no waiting for days or weeks.
5. Activate Your Card: If approved, you can activate your Juzt Digital Credit Card immediately through the Juzt App - if you agree to pay the associated Virtual Card fee. Once activated, your card is ready to use immediately, whether shopping online, in-store or making contactless payments.

All done in 5 minutes. Apply anywhere. Anytime. Get your credit card now!