| FACTS | WHAT DOES ACCESS FINANCE DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: · Social Security number and account balances · Payment history and transaction or loss history · Account transactions and wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Access Finance chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Access Finance share? | Can you limit this sharing? |
For our everyday business purposes - such as to process your transactions, maintain your accounts, respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes - to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | No | No |
For our affiliates' everyday business purposes - information about your transactions and experiences | No | We don’t share |
For our affiliates' everyday business purposes - information about your creditworthiness | No | We don’t share |
For nonaffiliates to market to you | No | We don’t share |
| Questions? | Call (866) 241-4123 or contact us at [email protected] |
| WHO WE ARE | Access Finance |
| WHAT WE DO | |
| How does Access Finance protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
| How does Access Finance collect my personal information? | We collect your personal information, for example, when you · Open an account · Perform transaction with your account · Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can't I limit all sharing? | Federal law gives you the right to limit only · sharing for affiliates’ everyday business purposes · affiliates from using your information to market to you · sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| DEFINITIONS | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. · Access Finance does not share with our affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. · Access Finance shares with its nonaffiliated bank partners and marketing partners. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. · Access Finance may at times conduct joint marketing. |